Tips for Secure ATM Use
“People who cannot even afford two square meals a day have no qualms about robbing you off your hard-earned money. You got to be vigilant and secured while using an ATM. ”
ATM’s have become a prime necessity these days. They provide much convenience to common people and minimize the chances of theft or loss of money especially while traveling. But ATM use is also not totally free from risk and a word of caution is essentially needed in this regard.
Two major factors have led to perils in ATM use. One is the falling moral standards all over the world and the other is economic pressure because of slowdown in the economy. The condition of ATM theft and crime is all the more serious in developing and underdeveloped countries.
People who cannot even afford two square meals a day have no qualms about robbing you off your hard-earned money. You got to be vigilant and secured while using an ATM. Such vigilance is of utmost necessity when you use an ATM in a secluded place. Some tips are mentioned below:
The first step to ensure your safety as well as the safety of your money is have an observant look around your ATM. Any suspicious person, goon or an apprehensive activity near your ATM should mean that it is not the right place for you.
Simply try another ATM that is located in a civilized area. Similarly, don’t use those ATM’s at night that are situated in dark areas or have too much greenery around them. Absence of proper lighting around an ATM is a potential source of danger.
Don’t take out your wallet before entering an ATM. Most people have this habit as they have to take their ATM card out. Your ATM card should be in your pocket so that you are able to take it out as soon as you approach the ATM. Such delay can be hazardous especially at night.
Don’t let anybody see the PIN number that you have entered. Refrain from taking help from strangers in case you don’t know how to operate an ATM or are entangled in some technical snag. Such a person may be an impostor. Always seek such help from your acquaintances or take one along with you.
After taking your cash don’t flaunt it inside or outside the ATM. You are free to count it later. After all, if there is any discrepancy it has to be taken care of by the bank officials and there is none present at the ATM.
Ensure that your account is fully closed after you have completed your transaction. Some ATM’s have an option of another transaction. It should be cancelled and ensured that the bank Logo is displayed on the ATM screen.
Author - DeeKay
Tags - Finance, Economy
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